Filing for Chapter 13 Bankruptcy can help you get your finances back on track.

Overcoming the Fear of Bankruptcy

Many people fear filing for bankruptcy because they worry they will not qualify or that their case will not be approved. This fear can be overwhelming, but understanding the process and benefits can help alleviate these concerns. The first step is determining the best course of action by consulting with a qualified bankruptcy attorney. Attorney Jennie Patton will walk through the circumstances of your current financial situation. By doing so she will help determine if you qualify for Chapter 13 Bankruptcy and explore other options with you.

Immediate Relief with Chapter 13 Bankruptcy

One of the options is filing a Chapter 13 Bankruptcy with Jennie Patton. When you file a Chapter 13 Bankruptcy, it provides immediate relief by automatically stopping collection actions such as overwhelming and harassing phone calls, home foreclosures, vehicle repossessions, and wage garnishments. This legal protection, known as an automatic stay, allows you to breathe easier and focus on reorganizing your finances.

Personalized Debt Reorganization – Chapter 13 Bankruptcy

You can rest assured that Jennie Patton will work closely with you to file a Chapter 13 Bankruptcy. A Chapter 13 Bankruptcy reorganizes your debt into a manageable payment plan. This plan is tailored to fit your household income and expenses, ensuring it is realistic and achievable. Over the course of three to five years, you will have the opportunity to catch up and repay your creditors. The specific amount and type of debt included in the repayment plan depend on your unique financial situation and the assets you wish to protect. Ms. Patton is dedicated to helping you repay what is required while safeguarding your valuable assets.

Comprehensive Support and Guidance throughout your Chapter 13 Bankruptcy

This level of dedicated support will help guide you through every step of the process. Attorney Jennie Patton is committed to helping you regain a firm financial footing and get your life back on track. Accordingly, she will take the time to answer any questions you may have about the filing process, providing the support and advice you need to navigate your financial challenges. Therefore, with her guidance, you can move forward with confidence, knowing you have a knowledgeable advocate by your side.

Reinstating Driver’s Licenses

As a knowledgeable advocate, Jennie Patton can help clients who have a revoked or suspended driver’s license due to unpaid fines reinstate their driver’s license by Filing a Chapter 13 Bankruptcy. Consequently, by structuring a repayment plan that addresses these fines, many clients see their driving privileges reinstated quickly, often within two to three weeks of filing their petition.

Take the First Step Towards Financial Stability

If you are struggling with debt and considering bankruptcy, Attorney Jennie Patton is ready to assist you. Moreover, her expertise and compassionate approach will help you navigate the complexities of Chapter 13 Bankruptcy, providing a path to financial stability and peace of mind.

Call our office or use the contact form to request additional information or to request an appointment for your free initial consultation.