Bankruptcy Basics
Debt-Relief Options
Depending on your situation, you’ve got a few debt-relief options to consider. You can find relief from overwhelming debt through debt consolidation, debt settlement, loan modification, or by filing for Chapter 7 or Chapter 13 bankruptcy in Federal Bankruptcy Court.
Chapter 7 Bankruptcy
Filing for Chapter 7 Bankruptcy can give many people the rapid financial relief they need right now.
Chapter 13 Debt Consolidation
On the other hand, creating a Chapter 13 debt consolidation plan to repay some or all of your debt can be a great option for higher-income individuals who are struggling financially but want to preserve more assets. Chapter 13 plans allow you to repay debt over time.
Jennie Patton’s Expertise
Jennie Patton has helped thousands of people get relief from their debts. She’s there to guide her clients through the complex bankruptcy process. Jennie spends significant time with every client, welcomes questions, and is very detail-oriented. She provides her clients the best opportunity for a healthy and peaceful financial future.
Feel free to call 360-352-9968 to schedule a consultation today.
How Bankruptcy Works
Chapter 7 Bankruptcy is designed to discharge or eliminate many consumer debt obligations. This means that qualified consumers can get a fresh financial start by wiping out their debts.
Chapter 13 Bankruptcy, on the other hand, restructures your debt into a manageable monthly payment plan. This option allows you to repay some or all of your debt over time while keeping many of your assets.
Jennie Patton’s Focus and Experience
Jennie Patton specializes in Chapter 7 and Chapter 13 bankruptcy for both consumers and small business owners. She has been helping people achieve a financial fresh start since 1995.
It’s Okay to Seek Help
Many people feel embarrassed or ashamed when facing financial difficulties. These feelings can sometimes prevent individuals from seeking the help they need. Jennie wants you to know that it’s perfectly okay to seek assistance from a qualified bankruptcy attorney. In fact, obtaining timely legal advice can be extremely beneficial.
Jennie Patton and her team are dedicated to making you feel comfortable and confident about your path forward. They understand that you didn’t intend to be in this situation—no one does. Jennie’s supportive and understanding approach will help you move forward with peace of mind.
Overcoming Fears and Moving Forward
Fear of rejection and feelings of failure are common when considering bankruptcy. Jennie understands these feelings well. But there’s no need to be afraid or embarrassed. After your meeting with Jennie Patton, you will have the information you need to move forward and get your life back on track.
By working with Jennie, you will find peace of mind through open and honest communication about ways to resolve your situation and achieve a financial fresh start.