Bankruptcy Basics

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If you are looking at bankruptcy, know that there are debt relief options available to you.

Debt-Relief Options

Depending on your situation, you’ve got a few debt-relief options to consider. You can find relief from overwhelming debt through debt consolidation, debt settlement, loan modification, or by filing for Chapter 7 or Chapter 13 bankruptcy in Federal Bankruptcy Court.

Chapter 7 Bankruptcy

Filing for Chapter 7 Bankruptcy can give many people the rapid financial relief they need right now.

Chapter 13 Debt Consolidation

On the other hand, creating a Chapter 13 debt consolidation plan to repay some or all of your debt can be a great option for higher-income individuals who are struggling financially but want to preserve more assets. Chapter 13 plans allow you to repay debt over time.

Jennie Patton’s Expertise

Jennie Patton has helped thousands of people get relief from their debts. She’s there to guide her clients through the complex bankruptcy process. Jennie spends significant time with every client, welcomes questions, and is very detail-oriented. She provides her clients the best opportunity for a healthy and peaceful financial future.

Feel free to call 360-352-9968 to schedule a consultation today.

How Bankruptcy Works

Chapter 7 Bankruptcy is designed to discharge or eliminate many consumer debt obligations. This means that qualified consumers can get a fresh financial start by wiping out their debts.

Chapter 13 Bankruptcy, on the other hand, restructures your debt into a manageable monthly payment plan. This option allows you to repay some or all of your debt over time while keeping many of your assets.

Jennie Patton’s Focus and Experience

Jennie Patton specializes in Chapter 7 and Chapter 13 bankruptcy for both consumers and small business owners. She has been helping people achieve a financial fresh start since 1995.

It’s Okay to Seek Help

Many people feel embarrassed or ashamed when facing financial difficulties. These feelings can sometimes prevent individuals from seeking the help they need. Jennie wants you to know that it’s perfectly okay to seek assistance from a qualified bankruptcy attorney. In fact, obtaining timely legal advice can be extremely beneficial.

Jennie Patton and her team are dedicated to making you feel comfortable and confident about your path forward. They understand that you didn’t intend to be in this situation—no one does. Jennie’s supportive and understanding approach will help you move forward with peace of mind.

Overcoming Fears and Moving Forward

Fear of rejection and feelings of failure are common when considering bankruptcy. Jennie understands these feelings well. But there’s no need to be afraid or embarrassed. After your meeting with Jennie Patton, you will have the information you need to move forward and get your life back on track.

By working with Jennie, you will find peace of mind through open and honest communication about ways to resolve your situation and achieve a financial fresh start.

What Our Clients Say

Randelle

I came into Jenny's office full of anxiety about an impending legal case. She was very compassionate, kind and knowledgeable. She listened intently to my concerns and answered all of my questions thoroughly. She is up front and easy to understand. I am so thankful to have found her. She really has made a huge difference in my fear and anxiety over the current issue and I know I can count on her to represent me to the best of her ability. I would encourage anyone to meet with her just one time, they will be convinced, as I am, that she is who you need on your side. I will most definitely be contacting her for any future financial legal troubles I have.

Brekke

Jennie and her team are incredibly caring, thorough, and professional. They helped my family and I through a difficult and complicated bankruptcy for the best possible outcome. They were supportive and never judgmental. They were able to work around our timelines and special needs and always kept up informed at each step of the process. For something that is going to be a horrible experience no matter what, Jennie's office made it as 'pleasant' as imaginable. Our immense gratitude to everyone at the office.

Anonymous

My wife and I hired Jennie Patton for our bankruptcy. She met with us for over an hour and explained the process and what to expect. She was very easy to talk to and answered all of our questions. We filed a fairly complex chapter 7 bankruptcy. Our paralegal Kate kept us on track and was quick to reply to our emails. At court Ms. Patton was more prepared than the other attorneys. Everyone at Ms. Patton's office was so helpful and understanding. They made a difficult situation much easier.

Christine

Jenni Patton is by far THE BEST, she's been doing this for many years, she is well respected by the Court and Commissioners. We were referred to Jennie's office by a friend/co-worker, we knew during the consult appt this was the right Attorney! We felt very comfortable and she truly cared about us and answered our many questions.

Jeremy

I've actually used Jennie Patton twice now for bankruptcy and both times were made to be very easy and painless. Personally I have recommended her to quite a few people.

Jennie Patton

Attorney At Law

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