If struggling with overwhelming debt, understanding bankruptcy basics may help you explore the debt relief options available to you as a consumer or small business owner.

Debt-Relief Options & Bankruptcy Basics

Depending on your situation, you may consider several debt-relief options, including bankruptcy. For instance, debt consolidation, debt settlement, loan modification, or filing for Chapter 7 or Chapter 13 bankruptcy in Federal Bankruptcy Court may help you as a consumer or small business owner find relief from overwhelming debt.

Chapter 7 Bankruptcy Basics

One of the first options many consumers consider in order seek relief from overwhelming debt is filing for Chapter 7 Bankruptcy which can give many people the rapid financial relief they need right now.

Most of our clients qualify to file under a Chapter 7 Bankruptcy which offers consumers and small business owners a chance for a fresh financial start by discharging most, if not all, of their overwhelming debt.

Chapter 13 Debt Consolidation Bankruptcy Basics

On the other hand, creating a Chapter 13 debt consolidation plan to repay some or all of your debt can be a great debt relief option for higher-income individuals who are struggling financially but want to preserve higher-value assets.

A Chapter 13 plan allows you to repay debt over time and will automatically stop collection actions such as home foreclosures, vehicle repossessions, and wage garnishments.

Jennie Patton’s Expertise Helps Consumers Get Relief From Overwhelming Debt

Over the years, Jennie Patton has helped thousands of people get relief from their debts. She’s here to guide her clients through the complex bankruptcy process.

Jennie spends significant time with every client, welcomes questions, and is detail-oriented. She provides consumers and small business owners with the best opportunity for a healthy and peaceful financial future.

Feel free to call 360-352-9968 to schedule a consultation today.

Understanding Bankruptcy Basics

Chapter 7 Bankruptcy is designed to discharge or eliminate many consumer debt obligations. This means that qualified consumers can get a fresh financial start by wiping out their debts.

Whereas a Chapter 13 Bankruptcy restructures your debt into a manageable monthly payment plan allowing you to repay some or all of your debt over time while keeping many of your assets.

Jennie Patton’s Focus and Experience – An Attorney Who Knows Bankruptcy

Ms. Patton specializes in Chapter 7 and Chapter 13 bankruptcy for both consumers and small business owners. She has been helping people achieve a financial fresh start since 1995.

With nearly thirty years of legal experience in Western Washington, Jennie can help you find relief from overwhelming debt by helping you understand the basics of bankruptcy and help you explore debt relief options.

Facing Overwhelming Debt? It’s Okay to Seek Help.

Jennie encourages people to seek help when they need it. Financial difficulties can be overwhelming, and it’s important to remember that there’s no shame in asking for assistance. Consulting a qualified bankruptcy attorney can:

• Provide valuable guidance
• Help you understand your options and navigate the complexities of financial challenges
• Help you find the confidence you need to move forward by helping you overcome your fears
• Put you back in control over your finances
• Guide you to get your life back on track
• Help you achieve a financial fresh start

Jennie Patton and her team are committed to making you feel comfortable and confident about your future. They recognize that no one plans to be in this situation. With Jennie’s supportive and understanding approach, you can move forward with confidence and peace of mind.

If you have any questions or need more information, feel free to ask!